Jay is a dedicated mortgage professional and community advocate with a deep passion for empowering Hispanic and Latinx families on their path to homeownership and financial stability. As an American with proud Hispanic heritage, he has spent over a decade in the mortgage and real estate
industry, specializing in low-rate, hassle-free mortgage solutions tailored to each client’s unique financial needs.

With expertise in California and Texas, Jay also holds licenses in Alabama, Arizona, Colorado, Florida, Hawaii, Idaho, Illinois, Michigan, Missouri, Oregon, Tennessee, Utah, and Washington, expanding his ability to serve families nationwide. In 2020, he relocated to Austin, Texas, to be closer to family and offer a lifeline to Hispanic and Latinx communities seeking homeownership opportunities.

As an independent mortgage broker at Arbor Financial Group, Jay operates within the wholesale mortgage channel, giving his clients access to over 70 lending partners and ensuring diverse financing options, competitive rates, and flexible solutions.

Understanding the unique barriers to homeownership—including credit access, income verification, financial literacy, and immigration status— Jay takes a client-first approach rooted in transparency, open communication, and personalized guidance. His goal is to ensure every family receives the support they deserve throughout their journey to becoming homeowners.

Today, Jay continues to break down barriers to homeownership, foster economic growth, and help Hispanic and Latinx families achieve the American Dream. He is guided by his faith, inspired by his family, and
committed to making a lasting impact in the communities he serves.