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MANY LANGUAGES. ONE MOVEMENT. STAY INFORMED. STAY AHEAD. HOME LIVE RECAP • SESSION 01 This recap is built to work on its own. No replay needed. Print it. Keep it on your desk. Use it this month. DO THESE 3 THINGS THIS WEEK 01 Submit your public comment to DHS. Deadline: August 4. A proposed rule would end automatic EAD renewal extensions. That means borrowers with valid work authorization could lose income continuity mid-transaction. Lenders react to that uncertainty with ove

TWO EXAMPLES WHERE THE BROKER CHANNEL CLOSES WHAT RETAIL CANNOT 1. ITIN financing: First National Bank of America (FNBA) THE CERTAINTY PLAY Michigan-based, thek longest-running ITIN lender in the space, and fully committed to staying in it. Because they portfolio the loans, the certainty comes from them holding the paper, not from a secondary-market appetite that can vanish overnight. HOME's founder, Rogelio, has a direct relationship with their C-suite. Up to 85% LTV on IT

Over the past few months, we’ve watched something powerful happen with HOME. The pressures of this market have revealed two groups within our industry: those attracted to HOME for what they can get… and those who are here because they want to give. We understand margin compression is impacting everyone. Industry professionals and corporations are pulling back on memberships, sponsorships, and conferences. That environment has a way of revealing people’s true motivations. And